Check your Risk Profile
Indian
Investors Welfare Club
Please fill out ALL
information in BLOCK capitals using either a blue or black ball point pen.
Risk Tolerance Questionnaire
Please answer the questions by circling one answer for each question
that best reflects your feelings. If
none of the options feels right for you, try to choose the option that is
closest.
Questions Points
Question 1 - What
aims are you looking to achieve?
A Asset Growth 6
B Liability Cover 4
C Pension accrual 4
D 100% defensive, wealth preservation 0
Question 2 - Over
what period are you looking to achieve these aims?
A Less than 2 years -10
B 3 – 5 years 6
C 5 – 10 years 9
D More than 10 years 10
Question 3 - Do you
have any savings?
A None 0
B Yes, up to 25% in cash 2
C Yes, up to 50% in cash 4
D Yes, greater than 50% in cash 6
Question 4 - Do you
ever invest in individual shares or mutual funds ?
A No, do not want to -3
B No, happy to 3
C Yes, do not want to -3
D Yes, happy to 6
Question 5 - What
would be your reaction if your portfolio dropped 10%?
A Sell, 100% risk averse -3
B If further drop, then sell 1
C Hold position 6
D Hold and further increase position 12
Question 6 - What
type of returns are you looking to achieve?
A 5 – 9% per annum, 7% average, will
accept a 3% drop -6
B 3 -12% pa, 8% average, will accept up to
5% drop 1
C 0 - 20% pa, 12% average, will accept up
to 10% drop 6
Question 7 - What
movements/changes in the portfolio are acceptable over 12 months?
A Very limited 0
B Limited 3
C Similar to stock market 6
D Greater than stock market fluctuations 9
Question 8 – Do you
require income as a result from your portfolio, on top of your income from
other source, to be used for your regular expenses?
A Yes, more than 10% -3
B Yes, 5 – 10% 0
C Yes, 0 – 5% 6
D No
12
Scores Profile
45+ points Dynamic / 35
– 45 points Neutral / 25 – 35 points Defensive / 15 –
25 points Conservative / Under 15 points Safe / Income
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